IBPS Clerk Salary 2025: Pay Scale, Grade Pay & Monthly Income

IBPS Clerk Salary 2025: The IBPS Clerk Exam is an annual selection process organized by the Institute of Banking Personnel Selection. The recruits are clerks for various public sector banks in India. The basic pay is from ₹19,900 to ₹47,920. It starts at ₹27450 per month, with increments every year over structured pay scales for the next 16 years. Apart from the salary and benefits, there are various training and promotion chances. Below are the details for salary structure and career progression.

IBPS Bank Clerk Salary Structure

The IBPS Clerk's gross salary appears in the monthly salary statement as ₹30745. After the deduction of PF, NPS, Income Tax, and Professional Tax amounting to ₹5,295, the net monthly salary is ₹27450. This consists of basic pay, grade pay, housing, travel allowances, and other benefits. The total salary of an IBPS Clerk for a year is ₹3,29,400.

IBPSC CLERK	SALARY
Pay Scale	₹19900– 47920/-
IBPS Clerk Basic Salary	₹19900/-
IBPS Clerk Maximum Salary	₹47920 /-
Dearness Allowance (DA)	Rs 3144/- (15.8% Of Basic Pay)
Special Allowance (SA)	₹4118/-
House Rent Allowance (HRA)	Rs 1791/- (7-9% Of Basic Pay)
Transport Allowance (TA)	₹757.08
CCA	₹0/-
Min In Hand	₹ 27450/- (Approx)
Maximum In Hand	₹ 57154/-  (Approx)
✦ Check Year Wise Salary (⬇)

IBPS Bank Clerk Increment Chart Salary Year-wise Increment

Starting in 2025, the IBPS Clerk's Salary will be different for each year based on the year of service. Below is the IBPS Clerk's Salary for each year, including allowances:

IBPS CLERK SALARY: 01-10 Yr ⬇
YEAR	SALARY
1st Year	₹ 19900/-
2nd Year	₹ 20900/-
3rd Year	₹ 22130/-
4th Year	₹ 23360/-
5th Year	₹ 24590/-
6th Year	₹ 26080/-
7th Year	₹ 27570/-
8th Year	₹ 29060/-
9th Year	₹ 30550/-
10th Year	₹ 32280/-
✦ Salary without any Allowances (⬆)

IBPS CLERK SALARY: 11-18 Yr ⬇
YEAR	SALARY
11th Year	₹ 34010/-
12thYear	₹ 35740/-
13th Year	₹ 37470/-
14th Year	₹ 39200/-
15th Year	₹ 40930/-
16th Year	₹ 42660/-
17th Year	₹ 45870/-
18th Year	₹ 47920/-
After 18th Year	₹ 47920/-
✦ Salary without any Allowances (⬆)

IBPS Clerk Grade Pay Scale Salary Post Wise Details

The IBPS Clerk's monthly salary is ₹29,453 to ₹30,550. IBPS Clerk Officers (PO) and IBPS Bank Clerk Officers at Scale 2 salaries can be at a yearly range of ₹29,000 and ₹33,000. The annual salary for IBPS Bank Officer Scale 2 (General Banking Officer) is ₹33,000 to ₹39,000. IBPS Clerk Officer Scale 3 earns from ₹38,000 to ₹44,000 in terms of monthly salary.

IBPS SALARY: POST WISE ⬇
YEAR	SALARY
IBPS Clerk Clerk	₹ 19900
IBPS Clerk Officer (PO)	₹ 29,000 - ₹ 33,000/-
Clerk Officer Scale 2	₹ 29,000 to ₹33000/-
Officer Scale 2 General Banking Officer	₹ 33,000 - ₹ 39,000/-
Clerk Officer Scale 3	₹ 38,000 – ₹ 44,000/-
☛ LATEST IBPS GOVT JOBS 2025

IBPS Bank Clerk Salary Allowances & Deduction

In addition to the base pay, IBPS Clerks are eligible for various benefits and allowances, which are included in their total gross earnings. These benefits include dearness allowances, housing allowances, and other allowances.

ALLOWANCES	DETAILS
D.A.(Dearness Allowance)	✅ Yes, 15.8% of the Basic Pay (Changes as per the location of work)
H.R.A.(House Rent Allowance)	✅Yes 27% of the Basic Pay
City Compensatory Allowances (CCA)	❌ No
D.A. on T.A.	✅ Yes, As per Govt rule
Special Allowances	✅ Yes
☛ IBPS CLERK FORM 2025

Salary Deduction

DEDUCTIONS	DETAILS
PROF Tax	✅ Yes (Rs. 200-300)
DCPS	✅ Yes (10% - 15% of the Basic Pay)
TDS	✅ Yes (Rs. 238-400)
AIBEA	✅ Yes (As per the IBPS rule)
Income Tax	✅ Yes (As per the ITR rule)
☛ IBPS CLERK SYLLABUS 2025

 

IBPS Clerk Payment in the bill (Reimbursement)

IBPS provides reimbursements for expenses like tuition fees, eyewear, car insurance, conveyance, and leave travel, along with allowances for residence furnishing, GSLI, book grants, and newspapers, based on eligibility.

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